Economic Policies

Annual Citizen Dividend (ACD)  

Annual Citizen Dividend (ACD) Policy Proposal

Overview: The Annual Citizen Dividend (ACD) is a policy initiative designed to provide a direct financial boost to U.S. citizens once each year, empowering middle- and lower-income households and stimulating the economy. Each July, every U.S. citizen earning under $125,000 annually would receive a stimulus check of $1,776. This amount pays tribute to the founding of the nation while aiming to strengthen the economic resilience of American households.

Purpose: The ACD is rooted in the belief that when people are financially supported, they invest back into their communities and the broader economy. By providing a predictable, annual cash infusion to those who need it most, the ACD is poised to benefit small businesses, support family needs, and uplift local economies across the United States.

Eligibility:

  • Must be a U.S. citizen.

  • Annual income must not exceed $125,000 for individual filers (adjusted for inflation over time).

  • Checks are issued once a year in July, automatically distributed to qualifying citizens via direct deposit or mail.

  • Must File Tax Return to be Eligible

Benefits:

  1. Economic Stimulus: By providing funds in July, this initiative boosts summer spending, helping industries such as tourism, retail, and hospitality, which experience increased demand during the summer months.

  2. Financial Stability: The ACD offers predictable relief for Americans, allowing them to plan their finances with confidence, potentially reducing the need for credit and high-interest loans.

  3. Community Investment: Recipients can use the ACD to invest in education, healthcare, housing, or to support small businesses, driving growth within local economies.

Projected Impact: With an estimated 90 million Americans qualifying, the ACD could inject around $160 billion annually into the economy, enhancing GDP growth, increasing household spending, and promoting financial equity.

Conclusion: The Annual Citizen Dividend is a patriotic nod to the birth of the nation and a forward-thinking approach to ensuring economic resilience for all Americans. With this $1,776 annual payment, the ACD reinforces the commitment to “life, liberty, and the pursuit of happiness” by providing citizens with the means to support their lives and communities year after year.

How do we fund it?

Financial Transaction Tax (FTT):

  • A minor tax on stock, bond, and derivatives trades (e.g., 0.1%) would generate significant revenue without overly burdening individual investors. By focusing on high-frequency trading and large transactions, this tax could help fund the ACD while curbing speculative trading practices.

Social Security

Social Security Modernization and Solvency Act (SSMSA)

1. Lifting the Payroll Tax Cap

  • Currently, payroll taxes apply to income up to $168,600 (2024 limit). This reform raises that cap to $1.5 million by 2032.

  • Income between the current cap and $500,000 would be subject to a 4% payroll tax, while income between $500,001 and $1.5 million would be taxed at the full 6.2% rate (matching employer contributions).

  • This ensures higher earners contribute more to the program while maintaining fairness for middle-class workers.

2. Gradual Increase in Retirement Age

  • The full retirement age (FRA) will remain at 67 for individuals 50 and older as of January 1, 2029 (no change for them).

  • For those younger than 50 in 2029, the FRA will gradually increase to 70 by 2045:

    • Born in 1980: 68

    • Born in 1985: 69

    • Born in 1990 and later: 70

3. Safeguards for Low-Income & Physical Labor Workers

  • Workers in physically demanding jobs (e.g., construction, manufacturing) can apply for early FRA exemptions to retire earlier without full penalty.

  • The minimum benefit for low-income retirees is increased to 125% of the federal poverty level.

  • Disability benefits remain unchanged, ensuring vulnerable workers are protected.

This proposal extends Social Security solvency for decades while keeping it progressive and fair.

Artificial Intelligence

The AI Ethics and Accountability Act

Section 1: Regulation of Synthetic Voice Technology

  1. Consent Requirements:

    • No synthetic voice may be created, used, or distributed without the prior written consent of the individual whose voice is being replicated.

    • Consent agreements must specify the exact purpose, duration, and scope of the use.

  2. Revenue Sharing:

    • Any commercial use of synthetic voices requires equitable compensation to the individual whose voice is replicated.

  3. Transparency and Labelling:

    • All synthetic voice applications must clearly disclose that the voice is AI-generated.

    • Disclosures must be prominent and unavoidable in all contexts.

  4. Prohibited Uses:

    • Use of synthetic voices for deceptive practices, impersonation, or fraud is strictly prohibited.

    • Unauthorized use of synthetic voices for advertising or political messaging is banned.

Section 2: Regulation of Deepfake Technology

  1. Personal Consent:

    • Creation and distribution of deepfake content featuring an individual’s likeness require explicit consent.

  2. Labelling Standards:

    • Deepfake content must include clear, prominent, and indelible labels indicating it is AI-generated.

  3. Prohibited Applications:

    • Deepfakes used to misrepresent or manipulate political candidates, public officials, or legal proceedings are illegal.

    • Deepfake pornography, harassment, or any content intended to harm an individual’s reputation is banned.

  4. Verification and Accountability:

    • Platforms hosting user-generated content must implement verification systems to identify and mitigate unauthorized deepfakes.

Section 3: Regulation of Autonomous Driving Systems

  1. Safety Standards:

    • AI-powered autonomous vehicles must meet rigorous federal safety standards, including thorough testing in simulated and real-world conditions.

  2. Human Oversight:

    • A licensed driver must remain present and able to override the system at all times until proven Level 5 autonomy is federally certified.

  3. Accountability for Accidents:

    • Manufacturers and developers of autonomous systems are liable for any accidents caused by AI malfunctions.

  4. Data Transparency:

    • Autonomous driving systems must log all decisions and make data available for federal oversight and investigations.

Section 4: Regulation of AI-Only Advertisements

  1. Ban on AI-Only Models:

    • The use of AI-generated people or synthetic personas as exclusive models or actors in advertisements is prohibited.

  2. Human Participation:

    • All advertisements must include significant contributions from real humans, with roles clearly distinguished from AI-generated elements.

  3. Disclosure Requirements:

    • Advertisements incorporating any AI-generated elements must clearly disclose their use to consumers. Not just in a tiny fine print as many advertisements currently do.

  4. Ban on AI in Political Advertising:

    • The use of AI in any form for political advertising is strictly prohibited at all levels of government.

Section 5: Regulation of AI-Generated Text (AI Writing)

  1. Authorship Credit:

    • AI-generated text must be explicitly credited as such, distinguishing it from human authorship.

  2. Union Protections:

    • AI-generated text cannot replace unionized writing jobs or undermine collectively bargained agreements.

  3. Prohibited Applications:

    • The use of AI-generated writing to mislead, manipulate, or impersonate individuals is banned.

  4. Use in Creative Work:

    • AI-generated text may only supplement human creativity, not serve as the sole basis for any project covered under union agreements.

Section 6: Regulation of Potential Autonomous AI (Ultron/Skynet/Jarvis-like Systems)

  1. Federal Oversight:

    • Any development of autonomous AI systems capable of independent decision-making requires federal approval and oversight.

  2. Human Control Mandates:

    • Autonomous AI systems must include hardcoded limitations ensuring that human oversight and control are retained at all levels.

  3. Ethical Guidelines:

    • Developers must adhere to ethical frameworks ensuring AI autonomy is aligned with human values and rights.

  4. Prohibited Actions:

    • Autonomous AI systems are strictly prohibited from developing weaponry, initiating harmful actions, or making life-altering decisions without explicit human authorization.

  5. Kill Switch Requirement:

    • All autonomous AI systems must have an effective and accessible "kill switch" to terminate operations immediately in case of malfunction or misuse.

Final Provisions

  1. Implementation and Enforcement:

    • A new federal agency, the "AI Oversight and Accountability Commission" (AIOAC), will be established to oversee the implementation and enforcement of this policy.

  2. Penalties:

    • Violations of these regulations will result in severe penalties, including fines, revocation of operational licenses, and criminal charges where applicable.

  3. Periodic Review:

    • This policy will be reviewed and updated every two years to reflect advancements in AI technology and address emerging challenges.

Modernizing Infrastructure for Modern Disasters Coast to Coast

Fortify America Initiative: Building Resilience for a New Era

Policy Objective:
To safeguard lives, properties, and communities from the escalating impacts of natural disasters by modernizing housing, infrastructure, and emergency systems to withstand region-specific threats. This policy emphasizes mitigation over prevention, recognizing that while we cannot control the increasing frequency of extreme weather events, we can significantly reduce their human and economic toll.

Key Policy Components

1. Modernizing Housing to Meet Regional Challenges

West Coast (Fire and Earthquake Preparedness):

  • Fire-Resistant Retrofits: All residential and apartment buildings built before 1970 must be modernized with fire-resistant materials, including fireproof roofing, ember-resistant vents, and non-flammable siding.

  • Earthquake Resilience: Strengthen structural integrity by retrofitting foundations and walls to meet modern seismic safety standards.

  • Emergency Water Systems: Install backup water storage systems and pumps to ensure access during fires or earthquakes.

Eastern Seaboard (Hurricane and Flood Resilience):

  • Hurricane-Resistant Upgrades: Require storm shutters, impact-resistant windows, and reinforced roofs for homes in hurricane-prone areas from North Carolina to Florida.

  • Flood Mitigation Measures: Elevate homes in high-risk flood zones and install barriers such as levees and seawalls where feasible. Develop rainwater drainage systems to prevent urban flooding.

2. Infrastructure Modernization

  • National Flood Defense Modernization Plan: Invest in advanced flood control systems, such as stormwater management tunnels, enhanced levees, and resilient drainage networks.

  • Firebreak Zones: Expand and maintain firebreaks around urban and suburban areas to slow wildfire spread.

  • Seismic-Resilient Infrastructure: Upgrade critical infrastructure, such as bridges, highways, and hospitals, to withstand significant earthquakes.

3. Emergency Preparedness and Community Resources

  • Regional Emergency Kits: Provide every household with region-specific emergency kits containing essentials like fire extinguishers, water filtration systems, and radios.

  • Emergency Water Access: Install communal emergency water points with fire-resistant designs in vulnerable neighborhoods.

  • Community Training Programs: Educate residents on disaster preparedness, evacuation routes, and emergency response protocols.

4. Funding and Implementation

  • Federal Grants and Tax Incentives: Offer grants and tax credits to homeowners and landlords for retrofitting properties to meet regional disaster resilience standards.

  • Public-Private Partnerships: Collaborate with private sector firms to innovate cost-effective and scalable solutions for disaster resilience.

  • Accountability and Oversight: Establish a National Disaster Preparedness Council to monitor progress and enforce compliance with modernization standards.

5. Equity and Accessibility

  • Support for Low-Income Households: Ensure that modernization efforts do not disproportionately burden vulnerable populations. Provide full funding for retrofitting low-income housing and subsidies for disaster insurance.

  • Inclusive Community Planning: Engage with local stakeholders, including marginalized communities, to identify priorities and tailor mitigation strategies.

Conclusion:
The Fortify America Initiative recognizes the inevitability of once-in-a-generation natural disasters becoming a regular occurrence. By prioritizing modernization and mitigation, we can reduce the devastation caused by fires, floods, hurricanes, and earthquakes, fostering resilience and security for future generations.

Back to Common Sense

Restoring Common-Sense Communication

Making Democrats Sane Again by Speaking with Americans, Not at Them

The Democratic Party has strayed from its roots as the voice of working Americans, choosing instead to embrace language and behavior that alienates voters. From performative activist jargon to endless public apologies for past statements, the party has allowed itself to be defined by online mobs and media elites who are deeply out of step with the country. It’s time to draw a line: Democrats must focus on what matters and refuse to cater to those who seek to police every word, thought, or action.

What Needs to Change

  1. Eliminate Performative Activist Language:
    Words like “Latinx,” “birthing persons,” “BIPOC,” and “unhoused individuals” alienate more people than they attract. They signal to voters that the Democratic Party is more interested in impressing a small activist class than addressing real issues. Instead, we’ll use plain, direct language that reflects how Americans actually speak:

    • “Hispanic” or “Latino”

    • “Women” or “mothers”

    • “Homeless”

  2. Refuse to Apologize for Manufactured Outrage:
    The Democratic Party will no longer bend to critics searching for scandals, old tweets, or "problematic" statements. Leadership must stand firm and focus on results, not reputational witch hunts. What matters are policies and outcomes—not appeasing the outrage cycles of Twitter, Pod Save America hosts, Rachel Maddow, or the endless outrage from The View. These figures are the ones out of step with the American people, not us. I stand on my business, no matter what they think. I will not apologize, and I will win in 2028.

  3. No Room for DSA Activists in This Campaign:
    The Democratic Socialists of America (DSA) and their activist allies will have no place in my campaign. I don’t care what an irrelevant, niche group of anti-social people who expect the world to bend to their out-of-touch outlook want. They are not representative of the majority of Americans. Their rhetoric alienates voters and contributes to the growing perception that Democrats are out of step with reality. Trump won in 2024 not because 75 million people are racist, sexist, or any other idiotic label they use—but because voters rejected this kind of divisive, performative politics. Democrats must learn that lesson.

  4. Refocus on Shared Values and Universal Concerns:
    Americans want leaders who care about jobs, healthcare, education, and public safety—not identity-based debates or cultural posturing. The Democratic Party will prioritize what unites people, not what divides them.

  5. Distance from Online Activism:
    The loudest voices on social media are not representative of most Americans. It’s time for Democrats to make it clear that the party’s mission is to serve working families, not online activists or niche ideological movements.

Action Plan

  • Adopt a Voter-Centric Communication Strategy:

    • Campaign messaging will focus on conversations with real voters, not the demands of media pundits or social media influencers.

    • Democrats will communicate authentically, unapologetically, and in language everyone understands.

  • Publicly Reject Performative Accountability:

    • Democrats will stop apologizing for every comment, joke, or idea from the past. We will focus on explaining our vision for the future instead of playing defense over irrelevant controversies.

  • Prioritize Policy Over Virtue-Signaling:

    • Campaigns will highlight tangible policies—like affordable healthcare, better-paying jobs, and safe communities—over hollow slogans and symbolic gestures.

Why This Matters

The Democratic Party’s association with performative language, endless apologies, and activist rhetoric has left many voters feeling abandoned. Americans don’t want leaders who spend their time appeasing media elites and online activists; they want results. By refusing to cave to outrage, rejecting the DSA’s divisive ideology, and returning to clear, pragmatic communication, we can reconnect with the people who matter most—working families, small business owners, and voters across the political spectrum.

I will win in 2028 not because I cater to activists or media elites, but because I will stand with Americans who are tired of the noise, tired of the guilt, and ready for leadership that speaks directly to them. This is the future of the Democratic Party: unapologetic, focused, and victorious.

Back to Common Sense

NO POLITICAL SPAM TEXTS ACT

A Common-Sense Solution to End Unwanted Political Messages

Overview:
Americans are tired of being bombarded with political text messages and emails they never signed up for. The NO POLITICAL SPAM TEXTS ACT will establish a federal opt-in database that allows individuals to block all political campaign texts and emails. This ensures that campaigns and political committees respect voters’ preferences and stop spamming people who don’t want to be contacted.

Key Provisions:

  1. Creation of a National Political Contact Opt-Out Registry:

    • A federally managed database where individuals can voluntarily register to block all political text messages and emails.

  2. Mandatory Compliance for Campaigns and Committees:

    • Political campaigns, PACs, and committees must run their contact lists against the opt-out registry daily to ensure they are not messaging individuals who have opted out.

  3. Strict Enforcement & Penalties:

    • Campaigns or committees that contact individuals on the opt-out list will face escalating fines per violation, with repeat offenders subject to increased penalties.

  4. Easy Opt-In, Easy Opt-Out:

    • Voters can enroll in the registry online or via a simple text command.

    • Individuals can also remove themselves from the registry at any time if they choose to receive political messages again.

  5. No Loopholes, No Workarounds:

    • Campaigns cannot claim an “existing relationship” or use third-party vendors to bypass the registry.

    • Voter registration or past political donations do not count as consent to receive political messages.

Why This Matters:

  • Respects voters’ right to privacy.

  • Ends the flood of unwanted campaign messages during election seasons.

  • Restores trust in political communication by ensuring that only those who want to receive campaign messages get them.

The Bottom Line:
If businesses can be required to honor the Do Not Call list, then political campaigns should be required to honor a Do Not Spam list. The NO POLITICAL SPAM TEXTS ACT is a simple, bipartisan solution to a growing problem, ensuring that voters—not political operatives—control their inboxes.

Abortion

Abortion Policy: A Framework for Unity and Autonomy

As President, I believe it is not my place as a man to dictate what a woman should do with her body. Decisions about abortion should be guided by the collective voices of women, particularly those elected to serve our nation. My administration will adopt the following principles:

  1. Minimum National Standard Defined by Women in Congress:
    I will sign into law a policy that establishes a minimum number of weeks during which abortion is legal in every state. This standard will reflect the consensus of all women elected to the U.S. House and Senate—Republicans and Democrats alike. I trust these leaders to reach a common-sense agreement that balances rights, protections, and the diverse perspectives of our country.

  2. State Autonomy Beyond the National Standard:
    While a minimum standard will ensure baseline rights, states will maintain the freedom to expand access beyond the agreed-upon weeks if they choose to do so. This preserves flexibility for communities to reflect their values.

  3. Exceptions for Rape, Incest, and Life of the Mother:
    Abortion access will always remain available in cases of rape, incest, or to protect the life of the mother. These are essential safeguards that must be upheld everywhere.

  4. Empowering Women Leaders:
    This approach centers the voices of elected women, ensuring that those most directly affected by the issue shape the national policy. By empowering women leaders from both sides of the aisle to find consensus, we can move beyond divisiveness and create a policy that reflects compassion and common sense.

This framework seeks to balance unity and autonomy while respecting the rights and voices of women across America.

Transportation and Anti Congestion Taxes

The Tri-State Transit Compact (TTC)

Overview

This policy prioritizes affordable, efficient public transit while rejecting congestion pricing, a regressive taxation model that disproportionately burdens working-class commuters. Instead, this plan focuses on restructuring the MTA to ensure regional accountability, efficiency, and innovation, alongside merging the MTA and PATH systems into a unified regional transit authority.

Key Elements of the Anti-Congestion Pricing Policy

  1. Immediate Repeal of Congestion Pricing Plans

    • Redirect congestion pricing revenues to a balanced regional transit infrastructure fund.

    • Implement equitable funding mechanisms, such as corporate partnerships, targeted federal grants, and modest tourism fees.

  2. Expanded Regional Transit Access

    • Incentivize public transit use by freezing fare increases for five years.

    • Develop commuter-friendly policies, including discounted fare programs for low-income riders and cross-agency pass integration.

  3. Enhanced Freight and Delivery Logistics

    • Introduce dedicated off-peak delivery lanes and rail freight initiatives to reduce congestion without taxing passenger vehicles.

    • Provide incentives for companies adopting green logistics practices.

  4. Investment in Infrastructure and Technology

    • Prioritize fixing existing infrastructure, including aging subway stations, bridges, and tunnels.

    • Deploy smart traffic management systems to optimize vehicular flow in high-density areas.

MTA Overhaul Proposal

Governance Restructure

The new Metropolitan Transportation Authority (MTA) Board will be streamlined from 23 members to 17 members to reduce bureaucracy and improve decision-making. It will represent New York, New Jersey, and Connecticut equitably. The following changes ensure regional accountability:

  1. Federal Appointments:

    • The President of the United States appoints 5 members to represent federal interests and ensure alignment with national infrastructure goals.

  2. New York State Representation (4 Members):

    • New York City Mayor appoints 3 members.

    • New York State Governor appoints 1 member.

  3. New Jersey Representation (4 Members):

    • The Mayors of Jersey City, Hoboken, and Fort Lee collectively appoint 3 members.

    • New Jersey Governor appoints 1 member.

  4. Connecticut Representation (4 Members):

    • The Mayors of Stamford, Greenwich, and Hartford appoint 1 member.

    • Connecticut Governor appoints 1 member.

MTA and PATH Integration

To streamline operations and create a truly regional transit system, the MTA and PATH systems will merge under the newly structured board.

  • Operational Benefits:

    • Unified fare systems, schedules, and customer service standards.

    • Increased efficiency through shared resources and maintenance infrastructure.

    • Simplified transit for riders crossing state lines.

  • Financial Benefits:

    • Combined budgets will increase purchasing power and reduce administrative costs.

    • Eliminate duplicative management structures across agencies.

Funding and Financial Accountability

  1. Public-Private Partnerships (PPPs):

    • Work with private companies to co-invest in station modernization and digital infrastructure.

  2. Federal Transit Administration (FTA) Support:

    • Aggressively pursue FTA New Starts, Small Starts, and Core Capacity Improvement grants.

  3. Dedicated Regional Transit Bond:

    • Issue a 20-year transit bond for targeted infrastructure projects, with clear repayment plans based on usage-based revenues.

Operational Improvements

  1. Efficiency Measures:

    • Audit and reduce MTA staffing inefficiencies.

    • Simplify procurement processes to lower costs and speed up capital projects.

  2. Technology Integration:

    • Implement contactless payment systems across the new regional system.

    • Introduce AI-driven maintenance scheduling to minimize service disruptions.

  3. Transit Equity Programs:

    • Expand access to underserved areas with new bus routes and rail extensions.

    • Develop multilingual and accessible communication platforms for riders.

Expected Outcomes

  1. Reduced Congestion:

    • More efficient freight and delivery systems, alongside better public transit, will reduce road congestion organically.

  2. Fairer Governance:

    • A smaller, more accountable board ensures representation for key stakeholders while avoiding the inefficiencies of bloated governance.

  3. Enhanced Regional Connectivity:

    • Merging PATH and MTA creates a seamless experience for millions of daily commuters in the tri-state area.

This approach rejects punitive taxation schemes like congestion pricing while focusing on practical, equitable solutions to improve transit for all.

HealthCare

America Fit Act (AFA) Policy Proposal

Overview: The America Fit Act (AFA) proposes a monthly cap of $55 on the cost of Semaglutide (Ozempic, Wegovy, and other GLP-1 medications) for U.S. residents. This policy aims to make crucial medications for managing diabetes and obesity affordable, promoting public health, reducing long-term healthcare costs, and increasing access to these life-changing treatments for millions of Americans.

Purpose: Semaglutide, a GLP-1 receptor agonist, has been shown to be highly effective in treating type 2 diabetes and, at higher doses, is now used for weight management in people facing obesity-related health issues. By capping the monthly cost at $55, the AFA seeks to support Americans in managing chronic conditions affordably, preventing severe health complications and fostering a healthier nation.

Key Policy Components:

  1. Price Cap:

    • The AFA mandates a monthly cap of $55 for any FDA-approved GLP-1 medications prescribed for diabetes or weight loss, ensuring affordability for all income levels.

  2. Insurance and Subsidies:

    • Private insurers and Medicare will be required to cover GLP-1 medications at or below the capped price, preventing additional out-of-pocket costs.

    • Low-income individuals without insurance will qualify for government subsidies, ensuring they pay no more than $55 monthly for these medications.

  3. Incentives for Pharmaceutical Companies:

    • To encourage ongoing production and innovation, the government may offer tax credits to pharmaceutical companies that supply GLP-1 medications at the capped price. This ensures sustained medication supply without price inflation.

Benefits:

  1. Improved Public Health: By capping the cost of Semaglutide, the AFA promotes broader access to medications that can prevent severe diabetes complications, reduce obesity-related illnesses, and enhance overall quality of life.

  2. Healthcare Cost Savings: Managing chronic health conditions early with affordable medication can reduce costly emergency interventions, hospitalizations, and long-term treatment expenses.

  3. Economic Productivity: Healthier citizens contribute to a more productive workforce, reducing lost productivity due to chronic illnesses and enhancing national economic growth.

Projected Impact: With millions of Americans already using GLP-1 medications or needing access to them, the AFA could provide substantial savings for families while supporting preventive healthcare. Health economists estimate that expanded access to affordable diabetes and weight-loss medications could save the healthcare system billions over time by reducing complications and comorbidities.

Conclusion: The America Fit Act sets a standard for accessible healthcare, supporting individuals in their journey to better health without financial strain. By capping the cost of Semaglutide at $55, the AFA empowers Americans to take control of their health and promotes a more resilient, health-conscious nation.

HealthCare

HammerCare: A Health Care Revolution for the People

Overview
HammerCare is a bold new approach to health care reform aimed at dismantling the exploitative practices of corporate health insurance systems and ensuring every U.S. citizen has access to affordable, comprehensive health coverage. It introduces a government insurance option designed to provide universal access, strict consumer protections against private insurance abuses, and structural reforms to create transparency and fairness in health care pricing.

Key Provisions

1. Universal Access via Optional Government Insurance Plan

  • Eligibility: HammerCare is exclusively available to U.S. citizens, ensuring taxpayer resources are dedicated to addressing the needs of the American population.

  • Automatic Enrollment: All uninsured U.S. citizens are automatically enrolled in the government health insurance plan, with coverage starting immediately upon enrollment and proof of U.S. citizenship.

  • Opt-In for Employer-Sponsored Insurance Holders: U.S. citizens with employer-sponsored insurance may voluntarily join the government program.

  • Income-Based Premiums: Monthly premiums for the government plan are calculated based on W-2 income, ensuring affordability for all.

  • Expanded Medicaid Eligibility: Medicaid eligibility is extended up to 400% of the Federal Poverty Level (FPL).

2. Comprehensive Coverage Standards

  • Medicare Expansion:

    • Eligibility age lowered from 65 to 60.

    • Inclusion of dental, vision, and hearing care under all health insurance plans (government or private).

  • Out-of-Pocket Cost Caps:

    • Private insurance:

      • Maximum annual out-of-pocket cost of $7,000 for an individual and $12,500 for a family.

    • Prescription drugs: No out-of-pocket costs exceeding $200 per medication, with private insurers covering at least 85% of all medication costs.

  • Ambulance Cost Cap:

    • Ambulance costs are capped at $250 per ride, eliminating the financial shock of emergency transport.

  • Mandatory Coverage:

    • Private insurers cannot deny or reject care for cancer treatments, surgeries, kidney stone procedures, or prescribed medications.

  • Network Protections: Private insurers must maintain current provider networks for six years to ensure continuity of care.

3. Nationwide Standards for Providers

  • All hospitals, clinics, and doctors must accept the government program.

  • Providers must accept at least 80% of private insurance plans common within a 75-mile radius to eliminate geographic inequities.

4. Parental Plan Extensions

  • Young adults can stay on their parents’ health plans until the age of 32.

  • Upon aging out, individuals are automatically enrolled in the government plan based on IRS W-2 data.

5. Geographic and Pricing Equity

  • Prohibition on Geographic Pricing Discrimination: Zip codes can no longer be used to set premium rates, ensuring rural and urban residents are treated equally.

  • Premium Transparency Mandates: Insurers must disclose pricing methodologies, making it easier for regulators and consumers to assess fairness.

6. Cosmetic Surgery

  • Cosmetic procedures will be excluded from the government plan but remain available through private insurance.

Implementation and Funding

Funding Mechanisms

  1. Progressive Taxation: A slight increase in income taxes for the top 5% of earners and corporations to fund the program.

  2. Taxation of Stock Buybacks: A 1% tax on corporate stock buybacks to generate sustainable revenue.

  3. Medicare Drug Price Negotiation: Expand negotiation rights under Medicare to secure lower prescription drug costs, reducing program expenses.

  4. Health Care Fraud Prevention: Strengthen audits and oversight to recover billions lost to health care fraud annually.

  5. Administrative Savings: Streamline health care administrative costs by consolidating billing systems through the government plan.

Anticipated Benefits

  • Immediate coverage for all uninsured U.S. citizens.

  • Cap monthly cost at 7.2% of income

  • Increased health care affordability for middle-class and working-class American families.

  • Robust consumer protections ensuring access to necessary treatments and medications.

  • Elimination of regional price disparities and unfair premium-setting practices.

  • Greater transparency and accountability in the private insurance market.

  • Reduced financial burden for emergency medical services with capped ambulance costs.

HammerCare: A Better Future for American Health Care

HammerCare is not just a reform—it’s a revolution. By creating a strong government option, enforcing fairness in the private market, and putting U.S. citizens above corporate profits, HammerCare will lay the foundation for a healthier, more equitable America.

Criminal Justice

The Enhanced Penalties and Rehabilitation Act

  1. The Enhanced Penalties and Rehabilitation Act

    This proposed legislation seeks to address the dual issues of repeated criminal offenses and substance abuse through a comprehensive approach that balances accountability with support for rehabilitation. The policy targets two primary areas: increasing penalties for repeat theft offenders and certain drug-related crimes, and creating a robust system for the treatment and rehabilitation of individuals struggling with drug possession offenses, particularly those involving fentanyl.

    Key Components:

    1. Increased Penalties for Repeat Offenders:

      • For individuals convicted of repeated theft offenses, the legislation would impose stricter sentencing guidelines to deter habitual theft and reduce recidivism. The increased penalties would apply to individuals convicted of theft after multiple prior offenses within a set period, with potential for longer sentences or mandatory parole conditions.

      • The bill also increases penalties for certain drug-related crimes, including those involving fentanyl. By enhancing penalties for serious drug offenses, the policy aims to discourage the sale and distribution of harmful substances while targeting criminal operations that exploit drug addiction.

    2. Drug Court Treatment Program:

      • Recognizing that many drug offenders are struggling with addiction, the bill would establish a specialized Drug Court Treatment Program. This program would divert individuals with multiple drug possession convictions (especially for substances like fentanyl) into a treatment-focused system, rather than the traditional criminal justice route.

      • Participants in the program would undergo comprehensive drug treatment, mental health counseling, and rehabilitation services designed to address the root causes of addiction. The goal is to break the cycle of drug use and criminal behavior through structured intervention and support, offering individuals a pathway to recovery and reintegration into society.

    3. Public Health and Safety Synergy:

      • By coupling stronger penalties for repeat offenders with treatment opportunities, the policy creates a balanced approach to crime and public health. It acknowledges the need for societal protection through the punishment of repeat offenders while providing those who struggle with addiction an opportunity for rehabilitation and recovery.

      • The bill would also allocate funding for community outreach and education on the dangers of fentanyl, aiming to reduce overdose deaths and promote safer environments for both those struggling with addiction and the broader public.

    4. Support for Local Law Enforcement and Courts:

      • To facilitate the effectiveness of these measures, the bill includes provisions for additional resources and training for law enforcement officers and court personnel. These resources would ensure that they are equipped to handle the increased complexity of cases involving both criminal offenses and addiction.

      • Law enforcement agencies would receive training on recognizing signs of substance abuse and how to connect offenders to the new treatment programs, while courts would be empowered to offer drug court placements as part of sentencing for eligible offenders.

    5. Outcomes and Monitoring:

      • The act would establish clear metrics for evaluating the effectiveness of the enhanced penalties and drug court programs. Tracking recidivism rates, treatment success stories, and overall crime reduction in communities would be key to refining and improving the initiative over time.

    Objectives:

    • Reduce Repeat Criminal Behavior: By increasing penalties for repeated theft and drug offenses, the legislation seeks to create a stronger deterrent for habitual offenders.

    • Address the Root Cause of Addiction: Through the Drug Court Treatment Program, individuals convicted of drug possession will have access to rehabilitation instead of facing long-term incarceration, fostering both recovery and reintegration.

    • Enhance Public Safety: With an emphasis on penalizing high-risk offenders while offering rehabilitation to those battling addiction, the act aims to improve overall public safety and well-being.

    • Save Lives: By targeting fentanyl and providing addiction recovery options, the bill also aims to combat the opioid crisis and reduce overdose deaths.

Criminal Justice

Federal Recidivism Reduction and Community Safety Act (FRRCSA)

Policy Purpose

The Federal Recidivism Reduction and Community Safety Act aims to address recidivism by providing targeted interventions for offenders, increasing accountability for repeated offenses, and ensuring public safety. By focusing on education, rehabilitation, and appropriate penalties, this policy strives to create pathways for reintegration while protecting communities.

Key Components

  1. Enhanced Sentencing for Repeat Offenders

    • Individuals convicted of a violent felony three or more times will face enhanced federal penalties.

    • Repeat offenders of nonviolent crimes may qualify for mandatory rehabilitation programs before sentencing adjustments are applied.

  2. Mandatory Rehabilitation Programs

    • Education and Skills Training: Offenders with two or more felony convictions will be required to participate in federally funded vocational training or GED programs. Completion of these programs will be a condition for parole or early release.

    • Substance Abuse Treatment: Repeat offenders linked to drug-related crimes must complete a federally certified rehabilitation program.

  3. Community Reintegration Initiatives

    • Employment Partnerships: Incentives, such as tax breaks and grants, will be provided to employers who hire rehabilitated ex-offenders.

    • Mentorship Programs: Establishment of local mentorship programs pairing ex-offenders with community leaders, social workers, or employers to guide reintegration efforts.

  4. Technological Monitoring for Accountability

    • Expand the use of GPS monitoring and other technologies for individuals on parole or probation.

    • Implement AI-driven tracking systems to monitor patterns in recidivism, ensuring early intervention for at-risk individuals.

  5. Tiered Sentencing Adjustments

    • Nonviolent Offenses: Incentivize behavior change through reduced sentencing for demonstrated rehabilitation.

    • Violent Offenses: Implement mandatory minimum sentencing for individuals with repeated violent offenses.

  6. Community Safety Measures

    • Increase funding for neighborhood safety programs and partnerships between local law enforcement and social services to monitor high-risk individuals.

    • Encourage communities to participate in restorative justice initiatives, where victims and offenders engage in dialogue to foster accountability and healing.

  7. Federal Recidivism Data Hub

    • Establish a centralized database to track recidivism rates and patterns nationwide, providing transparent and actionable insights for policymakers.

    • Partner with universities and research institutions to study recidivism trends and develop evidence-based interventions.

  8. State Accountability Requirements

    • States must meet federal benchmarks for recidivism reduction or face cuts in discretionary law enforcement grants. States that exceed benchmarks will qualify for increased funding for community safety and rehabilitation programs.

Funding and Implementation

  • Funding Sources: Reallocation of federal corrections budgets, increased penalties for corporate fraud, and savings from reduced incarceration costs.

  • Implementation Timeline:

    • Year 1: Pilot programs in 10 states. NY, NJ, CT, MD, TX, FL, CA, VA, MA, PA

    • Year 3: Full implementation nationwide.

Policy Outcome Goals

  1. Reduce national recidivism rates by 25% within five years.

  2. Increase employment rates among rehabilitated offenders to 50% within three years of program completion.

  3. Enhance community safety and trust in the justice system.

Criminal Justice

The Community Prosperity and Public Safety Act


The presence of loiterers and panhandlers outside businesses such as convenience stores and fast-food restaurants disrupts the daily lives of law-abiding citizens. It creates an uncomfortable environment for patrons and inhibits businesses from thriving. To address this, we propose making loitering and panhandling federal offenses, ensuring that businesses, customers, and communities can flourish without undue interference.

Rationale

  1. Supporting Business Growth:
    Businesses are essential drivers of local economies. Persistent loitering and panhandling deter customers, reduce foot traffic, and create an unwelcoming atmosphere. By enforcing stricter regulations, we can foster a safe, thriving environment for businesses and their patrons.

  2. Enhancing Public Safety:
    Customers deserve to feel secure and unbothered while running errands, dining, or shopping. This policy empowers law enforcement to act decisively, removing disruptive individuals and restoring public confidence.

  3. Respect for Good-Behaving Citizens:
    Citizens who contribute positively to society should not have to navigate unwanted solicitations or feel unsafe when frequenting their neighborhood establishments. Their comfort and convenience take precedence in public spaces.

Policy Details

  1. Federal Designation of Offenses:

    • Loitering and panhandling outside businesses will be designated as federal misdemeanors.

    • Enforcement will involve federal and local law enforcement collaboration to address repeat offenses.

  2. Pathways to Rehabilitation:

    • Offenders will be offered rehabilitation programs focused on job training, substance abuse treatment, and mental health support.

    • Communities will be incentivized to create shelters and employment opportunities, addressing root causes.

  3. Penalties and Enforcement:

    • First-time offenders will face fines or community service.

    • Repeat offenders will be subject to increased penalties, including potential federal charges.

Conclusion
This policy is not merely punitive—it seeks to balance public order with compassion. By creating safer, more inviting spaces for businesses and their customers, we uphold the rights of law-abiding citizens while offering pathways for offenders to reenter society constructively.

Male Opportunity

The Men’s Strength and Opportunity Act

This policy aims to tackle the key challenges men face in today’s world by providing clear, actionable solutions that support economic success, personal growth, and a stronger role in family and community life. It’s about giving men the tools to thrive in all aspects of life without making excuses or relying on anyone else.

Key Components:

  1. Career and Economic Opportunity:

    • Job Training and Vocational Skills: Focus on hands-on skills that get men into good-paying jobs in industries like construction, manufacturing, tech, and trade fields. This isn’t about college degrees—it’s about real skills that lead to real jobs. Let’s make it easy for men to access apprenticeship programs, certification courses, and on-the-job training that don’t require years of school or crippling debt.

    • Support for Entrepreneurs: Create pathways for men who want to start businesses, especially small businesses in local communities. Whether it’s cutting red tape, offering low-interest loans, or providing practical mentorship, this is about making it easier to take the leap into entrepreneurship.

    • Fair Pay and Equal Opportunity: Ensure men are getting paid fairly for their work. No one should feel like they’re getting held back because of their gender or background. Employers who hire men should pay a wage that reflects their skills and value in the workplace.

  2. Mental Health: No Excuses, Just Results:

    • Tough But Real Mental Health Support: It’s time to break the stigma around men’s mental health—but not in some “safe space” way. Provide real, no-nonsense mental health programs that help men deal with stress, anxiety, and depression in a direct way. It’s about giving men the tools to get their minds right—whether that’s through counseling, fitness, or practical advice.

    • Physical and Mental Resilience Training: Support programs that promote physical fitness, strength training, and mental toughness. This isn’t just about looking good—it’s about being able to handle whatever life throws at you. Strengthen your body, your mind, and your resolve.

  3. Family and Fatherhood: Stand Up and Lead:

    • Encourage Active Fatherhood: Fathers should be able to play an active role in their kids' lives. That means promoting policies that make it easier for men to take parental leave, be present in their children’s upbringing, and lead by example. It’s about creating strong families with strong men at the helm.

    • Supporting Men Who Are Head of Households: For men who are working hard to provide for their families, create financial literacy programs that teach budgeting, saving, and investing. The goal is to make men self-reliant and financially stable so they can take care of themselves and their loved ones.

  4. Breaking Down Barriers:

    • Eliminate Government Red Tape: Cut out unnecessary rules and regulations that prevent men from reaching their full potential, especially in high-skill jobs or small businesses. Streamline licensing and certification processes for trades and entrepreneurship to make it easier for men to get started and succeed.

    • No Excuses Approach: Encourage men to take responsibility for their lives and actions. It’s not about giving handouts or special treatment; it’s about offering the tools, support, and opportunities for hard-working men to succeed and take charge of their own destiny.

  5. Promote a Stronger Social Network:

    • Rebuilding Male Social Circles: Men need camaraderie and support. The policy would encourage the development of community spaces, gyms, and local meet-ups where men can connect, share experiences, and challenge each other to grow. Whether it’s a weekly hangout, a sports league, or a mentorship program, the goal is to rebuild strong male friendships that aren’t just about drinking and complaining.

    • Mentorship and Role Models: Offer mentorship programs where older men guide younger men on how to navigate life, work, and personal challenges. Real-world advice from guys who’ve been there and done that—no soft lectures, just practical, honest talk.

Objectives:

  • Empower Men to Take Responsibility: Provide men with the tools they need to succeed without relying on anyone else. It’s about hard work, accountability, and resilience.

  • Increase Economic Opportunities: Ensure that men have access to jobs that pay well and don’t trap them in a cycle of dead-end work. It’s time to give men the skills they need to build a career, start a business, and take care of their families.

  • Promote Strong Families: Encourage active fatherhood and provide men with the resources to lead strong families, with clear support for men in the home and the workplace.

  • Break the Stigma on Mental Health: Create a culture where men can address mental health in a straightforward way, offering practical solutions and support without any of the fluff.

  • Create Real, Lasting Change: This isn’t about temporary fixes. It’s about fostering long-term cultural shifts that help men take control of their lives, feel confident in their abilities, and build a better future for themselves and their families.

H1B/H2B Visa Reform

Policy Proposal: American Workforce Empowerment and Fairness Act

Objective:
To prioritize the American workforce by reducing dependence on H1B/H2B visas and equipping U.S. citizens with the education and training needed for high-demand technology and STEM jobs.

Key Components

1. H1B/H2B Visa Reduction and Reform

  • Reduce the annual H1B/H2B visa cap by 30% over two years, aligning visa availability with domestic workforce development progress.

  • Require companies petitioning for H1B/H2B visas to:

    • Demonstrate clear, measurable efforts to hire qualified American workers first.

    • Submit annual transparency reports detailing hiring practices, wage levels, and training investments.

  • Increase the wage floor for H1B visa holders to prevent companies from undercutting American workers.

2. Tax Penalties for Over-Reliance on H1B/H2B Visas

  • Implement a 5% corporate tax surcharge on companies where more than 20% of their U.S. workforce consists of H1B/H2B visa holders in technical roles.

    • Revenue from this surcharge will directly fund the American Technology Training Initiative (ATTI) and other workforce development programs.

    • Companies can avoid the surcharge by reducing H1B/H2B dependency below the threshold through investments in hiring, training, and upskilling American workers.

3. American Technology Training Initiative (ATTI)

  • Create a $12 billion fund for the American Technology Training Initiative (ATTI), focused on:

    • Partnering with community colleges and trade schools to offer affordable, industry-specific training in programming, AI, cybersecurity, and other tech fields.

    • Developing accelerated tech boot camps for displaced workers in non-tech sectors.

    • Providing grants for local governments to launch retraining programs in regions hit hardest by outsourcing and automation.

4. National STEM Investment for K-12 Education

  • Expand access to computer science and digital literacy programs in public schools.

  • Fund STEM magnet programs in underserved areas to nurture a diverse, next-generation tech workforce.

  • Incentivize universities to broaden STEM program enrollment, with scholarships targeting low-income and first-generation students.

5. Corporate Accountability for Workforce Development

  • Require large companies (over 500 employees) to invest at least 1.5% of their annual U.S. payroll into American workforce development, such as funding apprenticeships, upskilling programs, and training partnerships.

  • Impose stricter penalties on companies found misusing the H1B/H2B visa system, including fines, public accountability measures, and restrictions on future applications.

6. Modernizing Support for Veterans and Displaced Workers

  • Expand the GI Bill to fully cover tuition for veterans pursuing certifications or degrees in tech fields.

  • Provide federal tax incentives for companies that hire and train veterans or displaced workers for high-skill tech roles.

Expected Outcomes

  • By 2030, a projected 40% increase in the number of U.S. citizens filling high-skill tech roles.

  • Greater wage equity in the tech sector, reducing exploitation linked to H1B/H2B visa misuse.

  • Increased corporate accountability and investment in the domestic workforce.

  • A diversified and resilient American workforce equipped for a competitive global economy.

Nuclear Energy

The Clean and Safe Nuclear Energy Act

This policy aims to position nuclear energy as a key player in the nation’s clean energy strategy. By prioritizing safety, efficiency, and sustainability, the initiative seeks to enhance the role of nuclear power in reducing carbon emissions while ensuring energy security, technological innovation, and economic growth.

Key Components:

  1. Investment in Advanced Nuclear Technologies:

    • Support for Small Modular Reactors (SMRs): Provide federal grants, tax incentives, and R&D funding for the development and deployment of Small Modular Reactors (SMRs). These reactors offer a safer, more flexible alternative to traditional large-scale nuclear plants. SMRs are designed to be more compact, cost-effective, and easier to site in different regions.

    • Research and Development for Next-Gen Reactors: Fund research into advanced nuclear technologies such as thorium reactors and fusion energy. These next-generation systems promise to be safer, more efficient, and produce less radioactive waste compared to current uranium-based reactors.

    • Zero-Carbon Energy Goal: Make nuclear energy a central part of the national transition to zero-carbon energy sources, providing a reliable baseline power generation that complements intermittent renewable sources like wind and solar.

  2. Safety Standards and Oversight:

    • Stringent Safety Protocols: Strengthen the Nuclear Regulatory Commission’s (NRC) authority to oversee the safety of nuclear power plants, ensuring that new reactors meet the highest standards for safety, security, and environmental protection.

    • Real-Time Monitoring and Transparency: Implement advanced safety monitoring systems that provide real-time data on reactor performance, with a commitment to transparency. Public-facing platforms would share this data regularly to build trust with communities and ensure confidence in nuclear operations.

    • Workforce Training and Expertise: Expand funding for workforce development, focusing on highly skilled professionals in the nuclear industry. This includes safety experts, engineers, and emergency response teams who are trained to handle both routine operations and potential risks.

  3. Waste Management and Environmental Responsibility:

    • Long-Term Waste Storage Solutions: Accelerate the development of a permanent, geological repository for nuclear waste, such as Yucca Mountain, or a new alternative site. This would provide a long-term solution for safely storing nuclear waste, minimizing its environmental impact.

    • Recycling and Reprocessing Technologies: Fund research into nuclear fuel reprocessing and recycling technologies to reduce waste volume and extract additional energy from spent fuel. This process can help close the nuclear fuel cycle and reduce the need for new uranium mining.

    • Environmental Impact Mitigation: Ensure that the environmental footprint of nuclear power plants, including land use and cooling water requirements, is minimized by encouraging more efficient plant designs and siting strategies.

  4. Incentives for Private Sector Participation:

    • Tax Incentives and Subsidies: Provide tax incentives, subsidies, and financial backing for private companies that invest in nuclear energy technology, making it easier for utilities to incorporate nuclear power into their energy mix without the high initial capital costs.

    • Public-Private Partnerships: Promote partnerships between government agencies, national laboratories, and private industry to speed up the development and deployment of new nuclear technologies. This approach can share the financial burden and bring innovation into the market more rapidly.

  5. Grid Modernization and Energy Security:

    • Nuclear-Ready Grid Infrastructure: Invest in modernizing the energy grid to accommodate the integration of nuclear power with other renewable sources, ensuring stable and resilient electricity delivery across the country. This includes advanced energy storage systems to balance intermittent power generation.

    • Energy Security Strategy: Strengthen nuclear power as a cornerstone of the national energy security strategy. With geopolitical instability impacting global energy markets, nuclear energy provides a stable, domestically-produced energy source that is less vulnerable to supply chain disruptions.

  6. Public Engagement and Education:

    • Pro-Nuclear Public Campaign: Launch a national public education campaign aimed at informing citizens about the benefits of nuclear energy, addressing concerns, and showcasing its safety, environmental impact, and role in achieving climate goals. This would work to shift the narrative around nuclear energy, moving beyond outdated fears.

    • Community Involvement in Plant Siting: Ensure local communities are involved in the decision-making process regarding the siting of nuclear power plants. Communities should be educated about safety measures, environmental benefits, and long-term economic opportunities, such as job creation in the nuclear sector.

Objectives:

  • Reduce Carbon Emissions: Make nuclear energy a significant contributor to a carbon-free energy future, reducing reliance on fossil fuels and accelerating progress toward national climate goals.

  • Enhance Energy Reliability: Provide consistent and reliable power, complementing renewable energy sources and reducing vulnerability to supply shortages or price volatility in global energy markets.

  • Foster Technological Innovation: Drive technological breakthroughs in nuclear energy, positioning the country as a global leader in advanced nuclear technologies like SMRs, thorium reactors, and fusion energy.

  • Create High-Quality Jobs: Promote job creation in the nuclear industry, from plant construction and operation to R&D, while supporting the development of a highly skilled workforce.

  • Ensure Safety and Sustainability: Uphold the highest standards for nuclear safety and waste management, ensuring that nuclear energy can contribute to the clean energy transition without compromising public trust.

Tax Policy

Hammerli 2028 Tax & Growth Plan (Ironclad & Constitutional)

1. Taxing the Ultra-Wealthy (Without a Wealth Tax)

✅ End Step-Up in Basis – Heirs pay capital gains taxes on inherited assets, closing the loophole that lets dynastic wealth escape taxation.

✅ New Income Tax Brackets for the Ultra-Rich:

  • $18M+ taxed at 45.7% (top bracket).

  • $10M–$18M taxed at 33%.

  • $1M–$10M taxed at 25% (lower than before to encourage reinvestment).

✅ Close the Carried Interest Loophole – Private equity & hedge fund managers pay normal income tax rates instead of the 20% capital gains rate.

✅ Stock Buyback Tax – Excise tax on buybacks raised from 1% to 5%, discouraging corporate hoarding and encouraging worker investment.

✅ Repatriation Tax – 10% one-time tax on offshore corporate profits, forcing multinational companies to bring trillions back into the U.S. economy.

2. Middle-Class Tax Relief & Economic Growth

✅ Raise the Standard Deduction – Let every American keep more tax-free income before federal taxes kick in.

✅ Cut Payroll Taxes for Those Making Under $100K – More money in workers’ pockets, boosting take-home pay.

3. Corporate Tax Reform

✅ Fortune 500 Corporate Tax Rate: 33% – Major corporations pay more, ensuring they contribute fairly.

✅ Minimum 20% Corporate Tax for All Other Large Businesses – No more loopholes allowing some to pay nothing.

✅ Crack Down on Tax Havens – End corporate loopholes that allow companies to avoid taxes by shifting profits offshore.

✅ Eliminate Redundant Deductions – Simplify the tax code so major corporations can’t write off absurd expenses.

4. Smart Consumption & Financial Taxation

✅ 1% Financial Transactions Tax – Targets high-frequency Wall Street trading, raising billions annually.

✅ Luxury Goods Tax – 10% tax on purchases over $600K (excluding houses) (targets things like yachts, private jets, and exotic cars).

✅ Junk Fee Ban & Micro-Taxes – Target hidden corporate fees (bank overdrafts, airline fees, etc.) to shift revenue burden onto businesses.

5. Immigration & Workforce Growth

✅ E-Verify & Business Crackdown – Prevent wage suppression by ensuring only legal workers are hired.

✅ Skilled Immigration Reforms – Prioritize high-income, high-tax-paying immigrants.

6. Fiscal Responsibility & Debt Reduction

✅ Balanced Budget Requirement – Forces Congress to match spending with revenue (except in emergencies).

✅ Defense Spending Audit – Cut wasteful military spending while maintaining national security.

✅ Government Streamlining – Eliminate redundant agencies & reduce bureaucracy.

Projected Impact

✅ Raises $5-7 trillion over a decade (without a legally dubious wealth tax).
✅ Fully funds your policies (Annual Citizen Dividend, America Fit Act, etc.).
✅ Lowers taxes for 90% of Americans while ensuring the ultra-wealthy pay their fair share.
✅ Stimulates economic growth by boosting wages and middle-class investment.

Education

The Better Tomorrow, Today Act

The Better Tomorrow, Today Act is designed to deliver immediate improvements in key areas that directly impact the lives of citizens, with a particular focus on education and school choice. The act ensures that every child has the opportunity to receive a high-quality education, empowers parents with more control over their children's learning, and equips the next generation with the skills they need to thrive.

Key Components:

1. School Choice for Every Family:

  • Charter Schools Expansion: Significantly expand the number of charter schools in underserved communities, providing parents and children with access to innovative and diverse educational opportunities. Charter schools are often more flexible and responsive to local needs, offering specialized curriculums or teaching methods.

  • Private School Vouchers: Implement nationwide private school voucher programs that allow families, especially those from low-income backgrounds, to use public funding for tuition at private schools of their choice. This will give parents the flexibility to choose schools that best meet their children’s needs, whether for specialized programs, safety, or academic focus.

  • Education Savings Accounts (ESAs): Establish Education Savings Accounts that allow parents to use government funds for a variety of educational expenses, including private school tuition, tutoring, online courses, and educational therapies. This empowers families to tailor their child’s education to their specific needs.

  • Tax Credits for School Choice: Provide tax credits to parents who choose private schooling, homeschooling, or other non-public education options. This would ease the financial burden on families that choose alternatives to traditional public schools.

2. Enhanced Access to Quality Education:

  • Universal Access to Pre-K: Provide universal access to high-quality pre-kindergarten programs, ensuring that all children, regardless of their socio-economic background, have access to early learning that gives them the foundation they need for success in school.

  • K-12 Education Quality Standards: Strengthen the oversight of public schools to ensure that educational standards are met. Create a national framework for education excellence that ensures every child has access to a well-rounded, quality education that prepares them for higher education, vocational training, or the workforce.

3. Accountability and Transparency in Education:

  • Public School Accountability: Ensure that all public schools are held accountable for student performance. This includes regular assessments and transparent reporting of school performance, teacher effectiveness, and the use of educational resources. Schools that consistently fail to meet standards will be given the support to improve, or parents will have the ability to choose alternative schools for their children.

  • State-Based Education Report Cards: Implement a nationwide school report card system where parents and communities can easily compare the performance of schools in their area, including graduation rates, college readiness, extracurricular programs, and standardized test scores. This will provide transparency and foster competition to improve education quality.

  • Teacher Accountability and Support: Reward excellent teachers with competitive pay and career advancement opportunities. At the same time, ensure that teachers are held accountable for student outcomes, with support for professional development and continuing education to ensure they have the tools to succeed in the classroom.

4. Support for Homeschooling and Non-Traditional Education:

  • Homeschooling Incentives: Provide financial support and resources for families who homeschool their children, including tax deductions for educational supplies, curricula, and extracurricular activities. Encourage the development of community homeschool cooperatives to ensure that homeschooled children have access to socialization and specialized learning.

  • Alternative Education Pathways: Support non-traditional educational pathways, such as apprenticeships, trade schools, and online learning programs, to provide students with multiple options for success. These programs should be eligible for public funding, giving students the opportunity to gain skills and qualifications that lead directly to employment or further education.

5. Addressing Special Needs and Disadvantaged Students:

  • Special Education Options: Expand special education resources, ensuring that students with disabilities have access to the same quality of education and opportunities as their peers. This includes funding for specialized schools and services, as well as support for mainstream schools that need to better accommodate special needs students.

  • Targeted Programs for Low-Income Students: Invest in additional resources for schools that serve low-income and disadvantaged communities, including funding for after-school programs, mentoring, and academic tutoring to help these students succeed in school and life.

  • Teacher Training for Diverse Needs: Provide professional development programs for teachers to help them better serve diverse student populations, including those with special needs, English language learners, and students from different cultural and socio-economic backgrounds.

6. Higher Education and Workforce Development:

  • Workforce Readiness Programs: Expand access to vocational and technical training programs in high-demand fields like healthcare, manufacturing, and information technology. Create partnerships between community colleges, trade schools, and businesses to ensure students graduate with the skills that employers are actively seeking.

  • Financial Aid for School Choice: Provide targeted scholarships and financial aid for students attending private schools, charter schools, or vocational schools, making sure that financial barriers do not prevent students from accessing the education best suited for them.

  • Streamline College Admissions and Debt Relief: Simplify the college admissions process to make it easier for students to apply to multiple institutions, and provide loan forgiveness options for students who enter public service careers, like teaching, healthcare, or public safety.

7. Empowering Parents and Communities:

  • Parental Involvement Initiatives: Empower parents to have a stronger voice in their children’s education. This includes increasing funding for parent involvement programs and ensuring that schools actively engage with parents on key educational decisions. School boards should be more responsive to the needs of the communities they serve.

  • School Board Elections and Local Control: Support the ability of local communities to control their educational systems by ensuring that school boards are elected in a transparent manner and have the power to make decisions that best suit their students’ needs.

  • School Safety and Discipline Reform: Ensure that schools remain safe, conducive environments for learning. Implement policies that give teachers and administrators the tools to address behavioral issues effectively, while promoting restorative justice and conflict resolution programs.

Objectives:

  • Immediate Expansion of School Choice: Empower families to choose the best educational path for their children, whether through charter schools, private schools, homeschooling, or other educational alternatives.

  • Greater Parental Control and Transparency: Give parents more control over their children’s education by providing access to tools, resources, and information that help them make the best decisions for their children.

  • Improved Education Outcomes for All: Raise the quality of education across all sectors—public, private, charter, and alternative—by holding schools accountable, rewarding effective teachers, and ensuring that every child has access to the resources they need to succeed.

  • Sustained Support for Disadvantaged Students: Focus on providing additional resources for low-income and special needs students, ensuring that these populations are not left behind.

  • Pathways to Workforce Readiness: Equip students with skills that prepare them for the workforce, including apprenticeships, trade programs, and partnerships with local businesses.

Education

Policy on Banning Cell Phones in Schools (K-12)

Purpose:
To enhance the learning environment, reduce distractions, and improve student focus, this policy establishes clear guidelines on the use of cell phones in schools. This policy applies to all public, private, and charter schools serving grades K-12.

Policy Statement:
Effective immediately, the use of cell phones during school hours is prohibited for all students in grades K-12, regardless of whether the school is public, private, or charter. Students may bring their phones to school but must keep them powered off and stored in lockers, backpacks, or designated areas during the school day.

Rationale:

  1. Focus on Education: Cell phones are a significant source of distraction, hindering both individual and group learning. By removing cell phone usage during class hours, students can focus better on their studies and actively engage with teachers and peers.

  2. Reducing Behavioral Issues: Studies have shown that unrestricted access to cell phones can increase bullying, cheating, and inappropriate content sharing.

  3. Encouraging Social Skills: Limiting cell phone use fosters in-person communication and helps students develop critical interpersonal skills.

  4. Proven Effectiveness Without Phones: Schools operated effectively for decades without cell phones, relying on established protocols for emergencies and communication.

Addressing Common Concerns:

  • Emergency Situations: Students and parents will follow traditional protocols. School staff have access to communication tools, and parents can contact the school office to relay urgent messages.

  • Parent Communication: As was customary before cell phones, parents can reach their children through the school office or via email.

Enforcement:

  1. Students using cell phones during prohibited times will have their devices confiscated by school staff. Confiscated phones will be returned at the end of the school day.

  2. Repeated violations will result in progressive disciplinary actions, including parental notifications

Implementation:

  1. Schools must provide clear communication to parents, students, and staff about the policy and its rationale.

  2. Teachers and staff will enforce the policy consistently across all classrooms and school events.

Applicability:
This policy applies uniformly across all public, private, and charter schools to ensure a consistent approach to fostering a better learning environment for students nationwide.

Conclusion:
By banning cell phone use during school hours, schools aim to restore focus, reduce distractions, and create an environment that prioritizes education and personal development. Schools worked successfully before the widespread use of cell phones, and this policy ensures they can continue to do so.

Common Sense Policies

The Restore Plastic Bags and Plastic Straws Act (RPBPSA)

Purpose:
To restore consumer choice, convenience, and practicality in everyday life by lifting bans and restrictions on single-use plastic bags and straws while promoting sensible and effective environmental alternatives.

Key Provisions:

  1. Reinstating Plastic Bags and Straws:

    • Retailers and restaurants will no longer be prohibited from offering single-use plastic bags or plastic straws to customers.

    • Businesses can provide biodegradable or recycled-plastic versions where feasible.

  2. Environmental Responsibility Program:

    • Invest in research to develop efficient plastic recycling technologies.

    • Educate consumers on the importance of recycling and proper disposal to minimize environmental impact.

  3. Freedom of Choice:

    • Consumers may choose between plastic and other options (e.g., paper or reusable products) without government mandates.

  4. Practical Alternatives:

    • Encourage innovation in eco-friendly plastics that mimic the convenience and durability of traditional materials without imposing impractical or ineffective solutions.

Rationale: Why Paper Straws and Tote Bags Are Annoying and Dumb

  1. Paper Straws:

    • Structural Weakness: They disintegrate halfway through your iced coffee, leaving you with a pulpy mess in your mouth.

    • Unfriendly to Lip Balm Users: They stick to your lips like wet napkins.

    • Taste Interference: Nobody wants their soda tasting like a damp cardboard box.

  2. Tote Bags:

    • Inconvenience: Carrying 20 pounds of groceries in flimsy, overpriced fabric totes is a logistical nightmare.

    • Overabundance: How many free branded tote bags from events do we really need before we admit it’s just clutter?

    • Hidden Environmental Cost: Manufacturing cotton tote bags produces a surprisingly high carbon footprint compared to single-use plastic bags.

Why It Makes Sense

Banning plastic without viable replacements doesn’t fix the underlying problem—it just inconveniences people while creating a false sense of progress. Plastic bags and straws, when responsibly recycled or made biodegradable, can coexist with modern environmental strategies. Instead of banning convenience, we should focus on innovation, recycling infrastructure, and accountability for pollution.

This act reminds us that not all progress has to be frustratingly soggy or inconveniently heavy.

Unions

The American Worker Empowerment Act (AWE Act)

Overview

The AWE Act modernizes labor laws to strengthen private-sector workers' ability to organize, collectively bargain, and secure fair wages while ensuring accountability for union leadership. Unlike the PRO Act, the AWE Act excludes public-sector unions, particularly teachers' unions, from its provisions.

Key Provisions

  1. Ending Corporate Union-Busting

    • Prohibits employers from retaliating against workers engaging in union activity.

    • Increases financial penalties for companies engaging in union-busting tactics.

    • Eliminates captive audience meetings that force workers to listen to anti-union rhetoric.

  2. Strengthening Private-Sector Unions (Excluding Teachers' Unions)

    • Guarantees card check recognition: If a majority of workers sign union authorization cards, the employer must recognize the union.

    • Mandates first-contract arbitration to prevent companies from stalling negotiations.

    • Prohibits right-to-work laws at the federal level, ensuring all unionized workplaces require membership.

  3. Holding Unions Accountable & Protecting Workers from Corruption

    • Requires greater transparency in union leadership elections and finances.

    • Ensures workers have the right to vote on union leadership every five years.

    • Expands whistleblower protections for workers reporting union corruption.

  4. Exclusion of Public-Sector Unions, Specifically Teachers' Unions

    • No provisions of the AWE Act apply to K-12 teachers' unions.

    • Public-sector unions remain governed by state and local laws, not federal protections.

    • Prevents taxpayer funds from being used for public-sector union negotiations.

  5. Boosting Independent Contractors & Gig Workers

    • Implements a new classification system that allows gig workers to unionize without forcing them into traditional employee status.

    • Guarantees gig workers access to collective bargaining rights without disrupting flexible work arrangements.

Impact

The AWE Act will:
✅ Strengthen unions for blue-collar and service-sector workers without empowering teachers' unions.
✅ Crack down on corporate abuse and union corruption.
✅ Give gig workers new protections without destroying independent work.

Housing

American Prosperity and Growth Act (APGA)

Objective: To streamline development, increase housing availability, and prioritize American workers in infrastructure and environmental revitalization projects.

1. Smart Deregulation for Housing and Development
The APGA will eliminate outdated and unnecessary zoning laws that prevent the construction of high-density housing, such as large condominium complexes and mixed-use developments, in urban and suburban areas. Key reforms include:

  • Ending Single-Family Zoning Mandates: Allow for multi-unit construction in traditionally single-family zones to address the housing shortage.

  • Simplifying Permitting Processes: Implement a one-stop permitting system to speed up project approvals, cutting average wait times by 50%.

  • Reforming Environmental Review Processes: Reduce redundant environmental impact studies by creating a streamlined federal review standard. This will prevent delays caused by overlapping state and local reviews that often serve as performative activism and a cash cow for consultants.

2. National Jobs for Americans Initiative (NJA)
The APGA will establish a federal jobs program exclusively for U.S. citizens, aimed at rebuilding America’s infrastructure, improving public spaces, and fostering environmental innovation. Key elements include:

  • Priority Projects: Workers will focus on building affordable housing, maintaining public transit systems, upgrading energy grids, and restoring neglected parks and recreational spaces.

  • Citizen-Only Workforce: All participants must be U.S. citizens to ensure the benefits of this program are reserved for Americans.

  • Training and Skill Development: Participants will have access to free vocational training in fields such as construction, green energy, and technology to boost long-term employment prospects.

  • Regional Allocation of Funds: Funding will be allocated proportionally based on regional unemployment rates to target communities in greatest need.

3. Accountability and Results
To ensure the APGA remains effective and transparent:

  • An independent commission will review program performance annually, reporting directly to Congress and the public.

  • Local governments will have to meet clear benchmarks for housing and infrastructure improvements to continue receiving federal support.

Impact:

  • Housing Boom: With zoning and permitting restrictions eased, millions of new homes can be built, driving down housing costs and providing more options for families.

  • Infrastructure Renewal: The NJA will create millions of jobs while rebuilding the country and preparing it for the challenges of the future.

  • Environmental Responsibility: Streamlined environmental reviews will prevent unnecessary delays without sacrificing genuine ecological protections, focusing on tangible results rather than performative bureaucracy.

Congressional Reform

The TRUST Act (Transparent Representation and Unbiased Service in Trust Act)

Proposal Summary:
The TRUST Act is a transformative legislative initiative aimed at restoring faith in American governance by eliminating financial conflicts of interest among the nation’s highest-ranking public servants. This act will prohibit members of Congress, Federal Judges, Supreme Court justices, and their immediate families—including spouses, children, grandchildren, parents, and grandparents—from owning or trading individual stocks and cryptocurrency while in office. Former members of Congress are not allowed to purchase stocks for 5 years

The Problem:
Data from Unusual Whales reveals a disturbing reality: members of Congress consistently outperform the stock market, achieving returns that even top-tier Wall Street brokers and fictional financial wizards like Bobby Axelrod from Billions or Harper Stern from Industry could only dream of. These patterns suggest potential misuse of insider knowledge, creating a shadow of doubt over our public institutions.

The Consequences:

  1. Loss of Public Trust: When public officials and their families profit from positions of power, it erodes confidence in their commitment to serve the people, not themselves.

  2. Compromised Decision-Making: Financial entanglements could influence policy decisions, leading to outcomes that prioritize personal wealth over public welfare.

  3. Growing Cynicism and Inequality: The perception of a rigged system discourages civic engagement and perpetuates societal inequality.

The Solution:

  1. Comprehensive Ban on Stock Ownership and Cryptocurrency:

    • Members of Congress and Supreme Court justices will be barred from owning, trading, or benefiting from individual stocks and cryptocurrency.

    • Immediate family members—including spouses, children, grandchildren, parents, and grandparents—will be included to close potential loopholes.

  2. Mandatory Blind Trusts:

    • All financial assets of officials and their families must be placed in blind trusts, ensuring investment decisions are independent of insider information.

  3. Robust Oversight and Penalties:

    • An Ethics Oversight Board will monitor compliance, with significant penalties, including removal from office and fines, for violations.

  4. Annual Transparency Report:

    • An independent body will publish an annual report on compliance with the TRUST Act, ensuring public accountability.

Expected Outcomes:

  • Restored Public Confidence: By enforcing transparency and fairness, Americans will trust that their leaders are serving the nation, not their financial interests.

  • Improved Governance: Decision-making will reflect the needs of the public rather than the influence of personal gain.

  • Global Leadership in Ethics: The United States will set a new standard for ethical governance worldwide.

Online Gambling Reform

Responsible Online Betting Regulation Act

As someone who occasionally enjoys online gambling and placing parlays, I understand the excitement and entertainment that sports betting can bring. However, it’s clear that the rapid expansion of online betting has come with serious downsides. Bankruptcy filings are rising in states with legalized online betting, and vulnerable populations, including those on social services, are at significant risk of financial harm.

It’s time for a balanced approach that allows responsible enjoyment while protecting consumers from the predatory practices of some sportsbook operators and networks. Here’s how the Responsible Online Betting Regulation Act will address these issues:

Key Provisions

  1. Income Verification for Responsible Gambling

    • Sportsbooks will be required to verify the income of users before allowing them to place bets.

    • Those receiving social services such as SNAP or unemployment benefits will not be permitted to gamble online to prevent misuse of public assistance funds.

    • This system would function similarly to income verification in the housing or credit industries, safeguarding vulnerable populations without unduly restricting access for responsible gamblers.

  2. Limits on Advertisements

    • Just as we have banned cigarette advertising on television, sports networks will be prohibited from airing gambling advertisements during live games.

    • This measure aims to reduce the normalization of gambling, particularly for impressionable audiences such as children and young adults.

    • Advertisements will be limited to designated times and channels with clear warnings about the risks of gambling addiction.

  3. Mandatory Contributions to Gambling Addiction Programs

    • Online sportsbooks will be required to contribute a percentage of their profits to state-operated gambling addiction programs.

    • These programs will offer free resources, counseling, and financial rehabilitation services for those affected by gambling addiction.

  4. Enhanced Consumer Protections

    • Transparent odds and fee structures will be mandated to prevent deceptive practices.

    • Users will have access to tools like self-imposed betting limits and mandatory cooling-off periods after significant losses.

  5. National Bankruptcy Monitoring

    • The federal government will establish a task force to study the relationship between online betting and bankruptcy filings, offering periodic recommendations to adapt regulations as necessary.

The Broader Vision

Online betting can remain a legitimate and regulated source of entertainment, but the industry’s current trajectory is unsustainable and harmful. This proposal balances personal freedom with responsibility, ensuring we protect the financial well-being of Americans while maintaining access for those who can gamble responsibly.

“We wouldn’t allow a payday loan company to prey on the financially vulnerable, and we shouldn’t let sportsbooks do it either.”